All posts by ron

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Woe is Me The Pile Driving Has Got to Stop

CASE STUDY – from the files of Integral…………

The frame one storey commercial building is consistent with the type of construction built in the sixties and the early seventies. The main building is slab on grade with footings and frame walls and ceiling. The bathrooms are constructed with slab on grade and framed walls and roof attached to the main structure. This design appears to be that the bathrooms were an addition. Over the years add-ons were constructed as post and beam construction directly over the rear parking lot.  This is evident in the middle and rear storage areas in two of the units.  Continue reading Woe is Me The Pile Driving Has Got to Stop

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When the Insured Cries Out for Help

CASE STUDY – from the files of Integral…………

Integral Consultants are not public adjusters, but building loss specialists that work with the adjuster or the insured as a restoration manager and advocate for all aspects of the restoration process, to put the insured back into the position they were prior to the loss, and some of process can be misconstrued as improvements and betterments. However, these changes are sometimes necessary in order to rebuild on the same site especially if there is an influence from one or more government agencies that get involved with the restoration process. The insured does not have the experience or resources to deal with problems surrounding the following case file. Continue reading When the Insured Cries Out for Help

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What You Are Not Being Told About Depreciation Reports

REPRINT FROM THE INTEGRAL NEWSLETTER

MARSHALL & SWIFT VALUATION SERVICE

Building on more than 75 years of service, Marshall & Swift is the benchmark for setting construction standards for cost, life expectancy, cycles, and other valuation services for buildings in North America. Appraisers, Assessors, Insurers, Banks, Mortgage Companies, Contractors, Realtors, etc. all rely on their systems, charts and tables. Continue reading What You Are Not Being Told About Depreciation Reports

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Why Having Insurance Can be a Lifesaver

FROM THE VAULT OF JASON HAVRE ……………………………….

You don’t legally have to insure your house, as Canadian law doesn’t mandate that you do so. But you’ll probably want insurance even if you don’t have to have it, because it can protect you financially if things go wrong. Whether it’s water damage, or something that was caused by faulty wiring, bad plumbing, or a related issue, having home insurance can mean the difference between having your home repaired or having to walk away from the house you love because you can’t afford to get it fixed. Continue reading Why Having Insurance Can be a Lifesaver