REPRINT FROM THE INTEGRAL NEWSLETTER
Homeowners approached me to come and look at their home that they purchased a few years ago. The history of repairs or replacement was unknown, so they wanted to know how they should go about bringing what they considered a money pit up to good condition as it was beginning to show its age. Continue reading Woe is Me, Where do I Start
CASE STUDY – from the files of Integral…………
The frame one storey commercial building is consistent with the type of construction built in the sixties and the early seventies. The main building is slab on grade with footings and frame walls and ceiling. The bathrooms are constructed with slab on grade and framed walls and roof attached to the main structure. This design appears to be that the bathrooms were an addition. Over the years add-ons were constructed as post and beam construction directly over the rear parking lot. This is evident in the middle and rear storage areas in two of the units. Continue reading Woe is Me The Pile Driving Has Got to Stop
CASE STUDY – from the files of Integral…………
The home, which has suffered fire damage was constructed between 1915 and 1925, was a fine home in its era. Over the years, it has seen several improvements, as well as a conversion of use. Continue reading Why the Assessment Value of a Property is Wrong!
CASE STUDY – from the files of Integral…………
Integral Consultants are not public adjusters, but building loss specialists that work with the adjuster or the insured as a restoration manager and advocate for all aspects of the restoration process, to put the insured back into the position they were prior to the loss, and some of process can be misconstrued as improvements and betterments. However, these changes are sometimes necessary in order to rebuild on the same site especially if there is an influence from one or more government agencies that get involved with the restoration process. The insured does not have the experience or resources to deal with problems surrounding the following case file. Continue reading When the Insured Cries Out for Help
REPRINT FROM THE INTEGRAL NEWSLETTER
ü When the reported value of the building is $500,000 or more
ü When a building constructed before 1981 is 5,000 square feet or more of finished floor area Continue reading When Should a Building Insuance Appraisal be Requested
FROM THE 2017 MAY ISSUE OF THE INTEGRAL INFORMER NEWSLETTER…………
After spending over 40 years in the insurance industry with the last 16 years at AVIVA (CGU), Mary-Ellen Killick, their Senior Casualty Specialist is retiring on June 30th. Continue reading Aviva Loses Asset
REPRINT FROM THE INTEGRAL NEWSLETTER
MARSHALL & SWIFT VALUATION SERVICE
Building on more than 75 years of service, Marshall & Swift is the benchmark for setting construction standards for cost, life expectancy, cycles, and other valuation services for buildings in North America. Appraisers, Assessors, Insurers, Banks, Mortgage Companies, Contractors, Realtors, etc. all rely on their systems, charts and tables. Continue reading What You Are Not Being Told About Depreciation Reports
FROM THE VAULT OF JASON HAVRE ……………………………….
You don’t legally have to insure your house, as Canadian law doesn’t mandate that you do so. But you’ll probably want insurance even if you don’t have to have it, because it can protect you financially if things go wrong. Whether it’s water damage, or something that was caused by faulty wiring, bad plumbing, or a related issue, having home insurance can mean the difference between having your home repaired or having to walk away from the house you love because you can’t afford to get it fixed. Continue reading Why Having Insurance Can be a Lifesaver
We are pleased to introduce Justin Havre to our Blog which will expand our subject matter on buildings in general. But if you think that his blogs are going to be all about real estate – think again, as Justin is outside the box in his writings. Continue reading Justin Havre Coming to Our Blog
CASE STUDY – from the files of Integral…………
When confronted with a major loss such as a landslide, you will need someone with the knowledge and experience to quickly assess the situation and, while the work progresses on the restoration of your property, the project manager should have a clear understanding of how to expedite the recovery, in the most cost effective manner. Continue reading What We Won’t Do for a View